Nationwide availability of An Post's Smart Account ensures savvy consumers can maximise MoneyBack savings as households' monthly expenditure increases by 40% during festive period

 An Post Smart Account

Currently available in 700 Post Offices nationwide, it is now even easier to sign-up to An Post’s Smart Current Account and maximise opportunities to make significant savings this Christmas at a time when monthly household expenditure increases by almost 40% during December to over €2,500 [1]. Significant savings are possible due to Smart Account’s innovative MoneyBack feature where account holders can earn between 5% and 10% cashback from a range of retail partners where a large portion of the household budget is spent – on groceries, clothing, sportswear, electricity, insurance, leisure and holidays. Participating retailers include Lidl, SSE Airtricity, Intersport Elverys, bookstore and Oxendales and current opportunities to earn MoneyBack are:


  • 5% back on all Lidl transactions of €25 and above
  • 10% back on direct payments to Oxendales
  • 8% back on in-store and online spend with Intersport Elverys
  • 10% back on total bill costs with SSE Airtricity MoneyBack
  • 5% back on book purchases online with
  • 5% back on all Post Insurance car and home insurance products
  • 5% back on all holidays with Sunway
  • 5% back on hotel bookings with GreatBreaks and garden furniture purchases with


The An Post Smart Current Account will keep track of monies spent at participating retailers and will make a MoneyBack payment into users’ accounts the following month.  There is no limit on how much account holders can earn, as long as consumers meet any minimum spend thresholds which apply. Users can check on their MoneyBack total at any time online.

An Post Smart Current Account users can also lodge, withdraw or check a balance at participating Post Offices across the country. The Smart Account Debit Card can be used at any ATM, online or at any retailer worldwide, wherever the Mastercard® acceptance sign is displayed and the account can be managed online or via the Smart Account App.

Encouraging consumers to maximise money back opportunities in the run-up to Christmas by signing up to An Post’s Smart Account, John Rice, Financial Services Directorof An Post said: “Christmas is known as a time for giving but with An Post’s Smart Current Account it is also a time for receiving by providing account holders with additional opportunities to maximise MoneyBack at a time when household expenditure is highest. With the Smart Account now available in 700 Post Offices nationwide – and more coming on stream each week – it is now easier than ever for consumers to sign-up for the Smart Current Account. Opening an account is straightforward and from application to receipt of the Smart Account Debit card only taking seven days, applying now will ensure that major savings can be made just in time for Christmas.”

John Lowe, The Money Doctor, added: “At Christmas families can spend €2,500 which is, on average, 40% more on household outgoings than at other times of the year, in particular on things like food, clothing, sports equipment and books. With the Smart Account providing cashback on purchases from the likes of Lidl, InterSport Elverys and Oxendales there is a wide range of retailers to choose from. We’re also entering a season where energy consumption is highest and with 10% cashback on energy spend with SSE Airtricity as part of the Smart Account package, it makes even more sense to sign-up to An Post’s Smart Current Account now to maximise savings over the winter months. Furthermore, with the MoneyBack feature crediting cash back into customers’ accounts the month after the expenditure is incurred, it will also help pay the bills which land after Christmas.” 

[1] Source: IBEC’s Retail Ireland Retail Monitor, December 2016


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